Soft tissue injuries, such as sprains, strains, and contusions, are common in car accidents, workplace incidents, and slip-and-fall cases. While these injuries may not always be visible on diagnostic tests, they can cause lasting pain and disruption. In South Carolina, filing a personal injury claim for a soft tissue injury involves timely medical documentation, legal strategy, and awareness of state-specific laws. This guide from the Florence and Myrtle Beach personal injury attorneys at Willcox, Buyck & Williams, PA outlines the steps to take, common pitfalls to avoid, and how to protect your right to compensation under South Carolina law:
Step 1 – Seek Immediate Medical Attention
If you’ve suffered a soft tissue injury in South Carolina, your first priority should be to get medical care as soon as possible. Early treatment is essential not only for your physical recovery but also for building a strong legal claim.
Medical records from your initial visit serve as foundational evidence. They help establish a direct connection between the incident and your injury. Without prompt care, insurance companies may argue that your injury is unrelated or not serious.
Delaying treatment can also worsen your condition. Soft tissue injuries may not show symptoms right away, but untreated whiplash or muscle strains can lead to chronic pain or long-term mobility issues. Prompt medical attention protects both your health and your legal rights.
Step 2 – Document the Injury and Its Impact
Thorough documentation is critical when pursuing a soft tissue injury claim. These injuries often don’t appear on X-rays, so your ability to demonstrate how the injury affects your daily life becomes even more important.
Keep all medical records, including:
- Doctor visits, physical therapy sessions, and specialist consultations
- Prescriptions and over-the-counter medications
- Diagnostic tests such as MRIs or CT scans
Also track any financial losses, such as:
- Out-of-pocket medical expenses
- Lost wages from missed work
- Transportation costs for medical appointments
Maintain a daily journal to record your pain levels, physical limitations, and how the injury interferes with work, family responsibilities, or hobbies. If you have visible bruising or swelling, take dated photographs. If the injury resulted from a car accident, photos of vehicle damage or the accident scene can further support your claim.
Step 3 – Understand South Carolina’s Legal Framework
South Carolina law imposes specific rules that affect your ability to recover compensation for a soft tissue injury.
First, be aware of the statute of limitations. Under South Carolina Code § 15-3-530, you generally have three years from the date of the injury to file a personal injury lawsuit. Missing this deadline will likely bar your claim.
South Carolina also follows a modified comparative negligence rule. If you are found to be more than 50% at fault for the accident, you cannot recover damages. If you are 50% or less at fault, your compensation will be reduced by your percentage of fault.
Because soft tissue injuries are harder to prove than visible injuries like fractures, insurance companies often challenge their severity or causation. Understanding these legal standards can help you build a more persuasive case.
Step 4 – Notify the At-Fault Party and File the Claim
After receiving medical treatment and gathering documentation, the next step is to notify the at-fault party’s insurance company and formally file your claim.
Your claim should include:
- Medical records and itemized bills
- The accident or incident report
- Proof of lost wages and other financial losses
- Photographs and any witness statements
Avoid giving a recorded statement to the insurance company without first consulting an attorney. Insurers may use your words to reduce or deny your claim. Be cautious of early settlement offers, which are often lower than the full value of your damages.
If the insurer refuses to offer a fair settlement or delays the process, you may need to file a lawsuit. An experienced attorney can help you determine when litigation is necessary.
Step 5 – Work with an Experienced South Carolina Injury Attorney
Hiring a personal injury attorney can significantly improve your chances of recovering fair compensation for a soft tissue injury. These cases often involve disputed medical evidence and resistance from insurance companies.
A South Carolina-based attorney brings knowledge of local court procedures, insurance defense tactics, and how juries in your area typically view soft tissue claims. This local experience can be a key advantage.
An attorney can:
- Manage all communication with the insurance company
- Obtain expert medical opinions to support your claim
- Negotiate for a fair settlement
- Prepare and present your case in court if needed
Getting legal advice early in the process helps you avoid errors that could weaken your claim or delay your recovery.
Protect Your Rights After a Soft Tissue Injury in South Carolina
Soft tissue injuries may not seem serious at first, but they can lead to long-term pain, limited mobility, and financial hardship. If you’ve been injured in South Carolina, take action quickly. The attorneys at Willcox, Buyck & Williams, PA are ready to help you pursue the compensation you’re entitled to. Contact us today to schedule a consultation.