Category: Personal Injury

If you got hurt and it was someone else’s fault, you might have a few questions. It would be impossible to address every question you might have in this one article, but we will answer some of the frequently asked questions about personal injury claims. A South Carolina personal injury attorney can help you hold the at-fault party accountable for your injuries and other losses. 

Do You Have a Personal Injury Claim?

Good question. We will have to prove that the defendant (person we sue or file a claim against) was negligent and that negligence caused the accident that harmed you, to hold the defendant liable. For example, reckless driving is negligent. If the defendant drove unsafely and crashed into you as a result, we could pursue a claim against them for your injuries.

Having a claim for personal injuries on one day might not mean that you have a valid claim on some other day in the future. Things can happen well after the accident that take away your right to seek compensation for your losses.

Is There a Deadline for Taking Legal Action in South Carolina?

Yes, every state limits how much time you have to file a personal injury lawsuit. If you miss the deadline, also called the statute of limitations, you lose the right to go after money damages from the at-fault party. 

Negotiating with the insurance company does not satisfy the statute of limitations. Also, the insurance company will stop negotiating with you after the filing deadline expires because they no longer owe you any money.

How Much Money Can You Get for Your Personal Injury Claim?

Every personal injury case is different, so no one can say how much money you might get for your claim before they talk to you and investigate your situation. Your claim could include things like medical expenses, lost wages, pain and suffering, and other losses.

What Kinds of Personal Injury Claims Are There?

You might have heard about personal injury claims for injuries suffered in motor vehicle accidents and slip-and-fall accidents. There are many other types of personal injury claims, like:

• Products liability, when a defective item causes you harm
• Wrongful death
• Medical malpractice
• Dangerous drugs and medical devices
• Intentional acts, like assault

These are just a few examples, so do not lose heart if your situation is not on this short list. Your personal injury lawyer can talk to you about whether you might have a personal injury claim.

How Can You Afford to Hire a South Carolina Personal Injury Lawyer to Handle Your Claim?

Most lawyers handle personal injury cases on a contingency fee basis, which means that you will not have to pay any upfront legal fees. Your lawyer’s fees will come out of the settlement proceeds or court award. You will get the details of your attorney’s contingency in a written agreement at the beginning of your case.

Do You Really Need a Lawyer for Your Personal Injury Claim?

South Carolina law does not force you to hire a lawyer to handle your case, but doing so can be a smart choice. You will get to rest and recuperate while your attorney does the leg work. Also, having a lawyer on your side can protect you from questionable tactics that the insurance company might try.

You can reach out to your South Carolina personal injury attorney today for a free initial consultation. Contact our office today for help with your case.

So, your personal injury claim has settled and you want to know when you will get your money. Unfortunately, with personal injury cases, you do not walk out of your lawyer’s office with the check on the same day that your case settles. Several processes need to happen before that point.

A Willcox Law Firm attorney can answer your questions, like how long does it take to get a personal injury settlement check in South Carolina? Here are some things you will want to know about the settlement process.

First, the Paperwork

Before the insurance company releases their grip from the settlement money, they will want it in writing that they will have no further liability for any claims arising out of the accident. They will send your lawyer a release and waiver of liability. They might also have you sign a settlement agreement. 

Sometimes, the insurance company will want you to sign away more of your legal rights than you actually have to. This is one of the many reasons why it is a good idea to work with an attorney on your personal injury case.

After you sign the release, you can never come back and ask for more money for your injuries from this accident. It is usually best to complete your medical treatment before signing the release. If you settle too early, you might later find out that you need more medical treatment, which will then have to come out of your own pocket.

It will take some time, possibly a week or two, for the paperwork to get drafted. If there are any disputes about the language contained in the documents, those disagreements could delay the settlement until the parties resolve their differences about the papers. 

Court Approval of the Settlement

In some situations, like an accident in which a minor or incapacitated person got injured, it might be necessary to get the settlement approved by a court. This requirement can add weeks or months to the process, depending on how soon you can get on the court’s docket. 

The Proceeds Check

The insurance company will issue a check made out to you and your attorney. Usually, issuing the check  takes a week or two. You and your lawyer will sign the settlement check, then your lawyer will deposit it into an escrow account. 

Your lawyer will use some of the proceeds to pay liens against the settlement, like any unpaid medical bills, Medicare or Medicaid costs, possible deductibles and co-pays from your health insurance carrier, and liens for delinquent taxes or child support. Your attorney then deducts court costs, litigation expenses like expert witnesses, and legal fees.

The remaining funds get sent to you by your lawyer. If your lawyer’s office is geographically near where you live, you might arrange to pick up your check. Otherwise, the check goes through regular US mail. Your bank might place a temporary hold on the check, depending on the amount and whether the check is written on an out-of-state bank account. 

Time is of the Essence

The defendant’s insurance company might try to drag their heels, because the longer they can hold onto the money, the longer they can make money from their investments of those funds. A Willcox Law Firm attorney will do whatever is possible to prevent the insurance company from unreasonable delays. Get in touch with our office for help with your case, we gladly offer a free consultation.

Every personal injury case is unique because everyone’s injuries and losses are different. We cannot merely throw out a random number to represent the financial value of your South Carolina personal injury case. We will need to perform an investigation and talk to you before we can determine the answer to the question, how much is my South Carolina personal injury case worth? 

You will want to talk to a South Carolina personal injury attorney about how to protect your legal right to compensation from the person whose negligence caused your injuries. A lawyer can take care of the “heavy lifting” on your personal injury case so that you can focus on resting and getting better. 

Past Medical Expenses

The amount of medical bills you incurred for the treatment of your wounds will be a significant factor in determining how much your South Carolina personal injury case is worth. A person with $80,000 in medical bills from an accident or illness is likely to receive a much larger settlement or jury verdict than someone who has only a few hundred dollars in medical bills or did not get medical treatment.

Anticipated Future Medical Expenses

If your treating physician feels that you will need future medical treatments because of your wounds, we can add the anticipated cost of that intervention to your personal injury claim. Generally, it is best not to settle your injury claim until you have completed all of your prescribed treatment; however, if you need a series of procedures, like scar revision and plastic surgery from burns, that process could take several years.

Past Lost Wages

This category encompasses paychecks you did not receive because you could not go to work while recuperating from your injuries. Also, when you could not be on the job because of medical treatments like surgery or physical therapy and the time you needed to recover from those things, lost income for those events can be recoverable. 

Diminished Earning Capacity

Some people have ongoing issues after completing their medical treatment. They might have chronic pain or weakness. These things can impact the amount of money a person can earn on the job. They might need to take a lower-paying position at work, get a job with a different employer, or work fewer hours because of their impairment. Diminished earning capacity can lead to financial hardship. 

What is “Pain and Suffering” in a South Carolina Personal Injury Claim?

The word pain in the term pain and suffering refers to exactly what it sounds like, physical discomfort. You might have hurt for weeks or months after the accident. Suffering can refer to the inconvenience that the accident and injuries placed on your life and schedule. Also, a person might suffer with emotional upset from the traumatic experience of the accident and their worries about what the future will hold for them.

Other Intangible Losses

A common cause of post-traumatic stress disorder (PTSD) is motor vehicle accidents and other traumatic events. When a person develops PTSD because of an accident, that can be a recoverable loss. An individual could receive monetary damages for disfigurement if they developed extensive or highly visible scars from their injuries. These are merely two examples of the many things that can constitute intangible losses in a South Carolina personal injury claim case.

You can get started with a South Carolina personal injury attorney today. The initial consultation is free, and there is no obligation. Contact our office today for legal help.

If you’re injured in an accident, you may be entitled to certain damages that aren’t strictly economic. These are known as non-economic damages, and they can help compensate you for the pain and suffering you experience as a result of your injury. 

Non-economic damages can vary depending on the case but may include compensation for physical or emotional damage, loss of consortium, or pain and suffering. If you’ve been injured in an accident, it’s important to understand your rights and what types of damages you may be eligible for. Our South Carolina personal injury attorney goes into more detail about non-economic damages.

What Are Non-Economic Damages And What Do They Include?

Non-economic damages are damages that are not related to financial loss. This means they cannot be easily calculated like medical bills or lost wages. 

Instead, non-economic damages are intended to compensate an injured person for more intangible losses. Non-economic damages may include: 

• Pain
• Fear of loss, illness, or injury
• Suffering
• Physical impairment
• Inconvenience
• Disfigurement
• Injury to reputation
• Humiliation
• Mental anguish
• Loss of enjoyment of life
• Emotional distress
• Loss of consortium (companionship of a spouse)
• Loss of society and companionship

How Can You Calculate Non-Economic Damages in a Personal Injury Case?

In South Carolina, there is no set formula for calculating non-economic damages. Instead, jurors are given wide discretion to award whatever amount they believe is fair, based on the evidence presented at trial. This can make it very difficult to predict the outcome of a personal injury case, as the jury’s decision may be based on factors that are difficult to quantify. 

However, an experienced personal injury attorney will be able to help you build a strong case for non-economic damages and ensure that you are compensated fully for your injuries.

Why Are Non-Economic Damages Important in Personal Injury Cases?

Non-economic damages are important in South Carolina personal injury cases because they compensate the victim for non-financial losses such as pain and suffering, emotional distress, and loss of enjoyment of life. These types of damages are harder to quantify than economic damages, but they can be just as significant. A personal injury can profoundly impact every aspect of a victim’s life, and non-economic damages help to recognize that fact. For many people, non-economic damages are the most important part of a personal injury settlement or verdict. They provide a measure of justice that is difficult to put a price tag on.

How Can an Injured Person Ensure That Their Interests Are Protected When Pursuing Non-Economic Damages in a Personal Injury Case?

When pursuing non-economic damages in a personal injury case, it is important to take steps to protect your interests. This includes keeping detailed records of the ways in which your injuries have affected your life and working with an experienced personal injury attorney who can help you build a strong case for compensation. By taking these steps, you can increase your chances of recovering the full extent of the damages that you are entitled to.

If you have been injured due to another person’s negligence, you may never be made whole, but we can help minimize the financial impact your injuries may cause. Contact us today for a free consult.

If you settled your personal injury claim or lawsuit, you might think that you get to walk away with the settlement check, but the truth is that you might have to pay other parties some of that money. For example, if there is an ERISA health insurance lien on your personal injury case, you will have to address that claim and possibly pay the lienholder part of your settlement proceeds.

ERISA liens are complicated and not something you would want to ignore or try to tackle on your own. A South Carolina personal injury attorney can evaluate your situation and offer guidance about whether the lien is valid. Let’s talk about the impacts an ERISA lien can have on your personal injury settlement.

An Overview of ERISA and ERISA Health Liens

ERISA is the Employee Retirement Income Security Act. Most people think of their employer-sponsored retirement plans when they hear the name ERISA, but this federal legislation can also apply to health plans some people have through their work. Not all health insurance plans people have through their employers have the potential for ERISA health liens.

If your employer offers self-funded health care coverage, the employer sets up a trust account from which it pays the medical bills of its employees directly to the health care providers. Self-funded health care plans are not the same as group health insurance plans. If your place of work participates in a group health insurance plan, you pay a portion of the premium, and your employer pays the rest of the premium to an insurance company like UnitedHealth Group or Humana. 

On the other hand, if your employer has a self-funded health care plan, it might fall under the rules of ERISA. If an ERISA health care plan paid the medical bills that were a part of your personal injury case, ERISA might require you to pay back the employer out of your settlement.

How to Challenge an ERISA Health Lien on Your Settlement

There are several factors that are relevant to whether ERISA will require you to pay back your health care plan out of your personal injury settlement. If your health care plan does not fall under the ERISA rules, your employer cannot use ERISA to force you to give them some of your settlement proceeds. 

These challenges are sophisticated legal strategies that you do not want to take on as a DIY project. With so much at stake, you will want to work with a personal injury attorney to see if you can challenge the ERISA lien.

If your employer’s health plan is not self-funded, you might not have to reimburse them for those medical bills. Also, the rules could be different if you work for the government or a large employer. 

Even if you have to pay back some of the medical costs, we might be able to limit the amount of the reimbursement by things like attorney’s fees and the fact that your settlement might include damages for other things, not just medical bills.

A South Carolina personal injury attorney can fight for you to keep as much of your personal injury settlement as possible if your case has an ERISA lien. Contact our office today for legal assistance.

Assumption of the risk is a doctrine that can shield the defendant from liability if the plaintiff knowingly took risks. This doctrine is the law’s version of the concept that “you knew what you were getting into.”

Assumption of risk frequently comes into play in personal injury lawsuits after someone gets hurt while engaging in risky conduct. If the defendant in your personal injury case raises the defense of assumption of risk, you will want to talk with a South Carolina personal injury attorney to protect your right to go after money damages for your losses.

Express and Implied Assumption of Risk

There are two types of assumptions of risk that come into play as defenses in personal injury cases. These kinds of assumptions of risk are:

• Express assumption of risk. With this type of assumption of risk, the individual either made a verbal statement that they understood the risk, or they signed some type of paper, like a waiver of liability.
• Implied assumption of risk means that the person acted in a way that an onlooker would assume indicated voluntary participation in an activity with an understanding of the inherent risk.

Either express or implied assumption of risk can be a valid defense to a personal injury claim or lawsuit. Assumption of risk gets evaluated on a case-by-case basis and will turn on the facts of the situation.

Situations That Can Involve Assumption of Risk

It can help to understand the doctrine of assumption of risk if you explore several examples of situations in which this defense gets raised. 

• Attending a sporting event. When you attend a sporting event, the back of your ticket might contain legalese that says that by attending the event, you assume the risk of injury. Very few people actually read this disclaimer, much less understand or agree to its terms.
• Participating in sports. People who participate in sports, particularly contact sports, usually understand that there is a risk of injury. That assumption of the risk is for standard conduct on the part of other players, as opposed to a member of the other team pulling out a gun and shooting them.
• Fight club. Someone who voluntarily participates in an activity like a fight club or sparring at a legal boxing club will need to show extraordinary circumstances to defeat the assumption of the risk doctrine.
• Exercising at a fitness club. Working out at a fitness club can involve certain risks, like strains, sprains, back injuries, and medical emergencies like a heart attack. When the injury the plaintiff suffers is because of negligence on the part of the fitness club, however, the club cannot excuse the conduct by claiming assumption of the risk.
• Street racing. Similar to voluntarily participating in a fight club, street racing is inherently dangerous. The conduct of the defendant must be particularly egregious to subject him to liability for personal injury.

A South Carolina Personal Injury Attorney could advocate for you if you got hurt because of someone else’s negligence, who then claims the defense of assumption of risk. Contact our office today for a free consultation.

Every personal injury case is different because everyone’s situation is unique. For example, if you got hurt in a car crash, another passenger in your car might have a personal injury claim worth much more or much less than yours. 

A South Carolina personal injury attorney would need to talk to you and investigate your case before being able to calculate its monetary value. Here are some of the factors that can help answer the question of “How much is my personal injury case worth?”

What Factors Can Affect the Settlement Value of a Personal Injury Claim?

The things that can determine how much compensation you might be able to pursue will vary from one case to the next. Here are some of the common items that can impact your claim:

• The severity of your injuries, for example, a sprain as opposed to a fracture
• The type of injuries you sustained, such as losing your sight versus getting a concussion
• How well you healed, including complications you experienced
• Long-term impairment from your injuries
• Facts that tend to anger a jury, like a drunk driver or intentionally hurting someone

Your injury case might have additional factors that could increase or decrease the financial worth of your claim against the at-fault party.

Types of Money Damages

While we cannot throw out a number that accurately represents the value of your personal injury case without talking to you and getting more information, it could help you understand the types of money damages that people often seek in personal injury cases. 

Lost Wages

If you missed work without pay because of an accident that was someone else’s fault, you might be able to seek compensation for your lost wages, salary, self-employment, or other forms of regular income.

Diminished Earning Capacity

Sometimes people have to reduce their working hours or take lower-paying positions because of chronic problems following a severe injury. Back pain, weakness, and decreased range of motion are just a few of the ongoing issues that can cause a person to make less money than before getting hurt. These situations can cause financial hardship for the injured person.

Medical Expenses

You can usually recover the reasonable cost of the treatment you needed for your injuries. This category can include things like the ambulance, trauma center, hospital, and doctors. Diagnostic procedures, lab tests, surgery, blood transfusions, and pain management can also be a part of this type of money damages.

Future Medical Treatments

Your doctor might decide that you will need additional interventions, like skin grafts or other surgical procedures, to restore as much function and health as possible. The estimated cost of these procedures and your time away from work can get added to your injury claim.

Intangible Losses

Some types of losses do not always have receipts or invoices that help to measure their value in dollars. Still, these are valid items for which an injured person can seek compensation from the party who negligently or intentionally harmed them.

Disfigurement from highly visible extensive scars, post-traumatic stress disorder (PTSD), and pain and suffering can belong in this category.

These are but a few examples of the many things that can get included in a personal injury claim. A South Carolina personal injury attorney can handle your case so that you can focus on getting better. Call our office today to schedule a consultation.