Category: Slip and Fall Accident

Slip and fall accidents are common personal injury claims. A person slips, trips, and falls because of a dangerous condition on another party’s property. Slip and fall claims can be filed against homeowners, businesses, government entities, management companies, leasing companies, and other parties controlling the property. 

Slip and fall accidents are complicated premises liability claims. The first step after an injury is to seek medical treatment. Then, contact a South Carolina slip and fall injury attorney to discuss your legal options and the right to compensation for damages. 

Proving Liability for a Slip and Fall Claim in South Carolina 

Property owners can be held liable when their actions cause a person to be injured. Gross negligence, willful conduct, malicious failure to warn or guard against a dangerous condition, and charging people to enter the land for recreational use are examples of actions that could result in liability. However, you have the burden of proving property owner is liable for your damages. 

The elements required to prove liability in a slip and fall case in South Carolina:

• There was a dangerous or hazardous condition on the property;
• The property owner knew (actual knowledge) or should have known (constructive knowledge) that the condition existed;
• The property owner failed to take any action to correct the hazard or warn people about the hazard;
• The condition on the property was the direct and proximate cause of your injury; and,
• You suffered damages and injuries because of the slip, trip, and fall.

Property owners are not strictly liable when a person is injured while on the property. However, once the owner knew or should have known, they could have a duty to protect people on the property from the danger. Proving that a property owner knew or should have known about a danger is one of the most challenging elements of a premises liability case.

Evidence Used to Prove Liability for a Slip and Fall Accident in South Carolina 

Your attorney may use various types of evidence to prove the property owner or another at-fault party knew about the danger and did nothing to protect you from injury. Examples of evidence that could be used in a slip and fall accident case include, but are not limited to:

• Copies of emails, text messages, letters, and other correspondence 
• Photographs and videos of the hazardous conditions on the property
• Testimony from witnesses 
• Maintenance and repair records
• Weather reports
• Business and property records
• Your medical bills proving injuries

Your attorney investigates the slip and fall accident to gather evidence proving liability. The sooner an attorney searches for evidence, the less likely the property owner can conceal or destroy evidence. If possible, take photographs and make a video of the scene immediately after your fall. Also, ask witnesses for their names and contact information so your lawyer can interview them during the investigation. 

Call Now for a Free Consultation With a South Carolina Personal Injury Attorney 

Our lawyers at Willcox, Buyck & Williams, PA, have extensive experience handling premises liability claims. Contact our law firm to schedule a free case evaluation with a South Carolina slip and fall accident lawyer. We fight to hold property owners liable for damages caused by slip and fall accidents.

Injuries incurred in premises liability cases can be significant. Luckily, most homeowners’ insurance policies cover slip and fall injuries. As a South Carolina slip and fall accidents attorney, I created some basic understanding of how your homeowner’s insurance can cover slip and fall injuries if they were to occur.

Understanding Basic Homeowners Insurance 

Your homeowner’s policy covers four traditional areas:

• Your home’s physical structure
• Your personal belongings inside the home
• Liability protection
• Coverage for additional living expenses

The primary focus here is liability protection. Most homeowners are unaware of whether a claim or a defense of a claim will be covered should a slip and fall occur on your property.

Common Liability Claims

There are many types of liability claims protected under a homeowners insurance policy. But the most common are:

• A guest slipping and falling
• Tree branches fall and cause damage to your neighbor’s property
• Dog bites

Whether any of the most common liability claims happen, your homeowner’s insurance will provide liability protection and legal defense.

Liability Protection 

Liability is legal protection for you in case of lawsuits for bodily injury or property damage that you or your family members cause to other people. Liability protection also provides no-fault medical coverage for a slip and fall injury. Be aware that the amount of medical coverage is based on your policy limit and will not surpass that. Also, note that it does not pay your own family or pet’s medical bills.  

Legal Defense 

If someone were to slip and fall on your property, your homeowner’s insurance would pay for your legal defense when a liability claim is held against you or damages. For example, if you forget to shovel your driveway because of snow and someone falls and gets injured, your homeowner’s insurance will provide you with an attorney. 

Don’t Wait to Contact

Homeowner’s insurance policies are already too hard to understand and navigate. If you are ever unsure whether your policy covers slip and fall claims, we can provide you with a free review of your policy. Our South Carolina personal injury attorneys are here to help and provide you with a defense. Get in touch with our office today for a free consultation.